Dental Insurance and Payment Options

Financing Your Care

 We accept most Dental PPO and some Medical PPO insurance plans.  We  file insurance claims for our patients. Your procedures will be classified as medical or dental and are determined by the specific reason for your visit. Our administrative staff is very knowledgeable in making these determinations.

Most insurances plans require a deductible payment, along with co-insurance percentages and anything over the yearly maximum.  We strive to make an accurate estimate of your out- of- pocket expenses based on your specific insurance plan.

The estimated patient fees are due in full at the time of surgery.  Any remaining balance after your insurance is utilized is the responsibility of the patient to pay.  We do not offer in-house payment options therefore the remaining balance is due upon receipt of your bill. Pay your bill online here. 

Our practice offers a variety of financial arrangements.  For uninsured patients, the fees are due on the day of surgery.  We accept all major credit cards.  We also offer financing options through Care Credit.  We offer Care Credit interest free plans  during the promotional period for 6 or 12 months.  You must apply for Care Credit and have account access prior to your visit.  Care Credit Requires and acceptable credit score for acceptance into their program.

We are in network with many PPO insurance plans.  Please call your insurance provider to determine if we are in your particular PPO network. We do not accept DHMO or DMO plans.  Some insurance carriers will not pay out of network.  If you choose our services and we are “out of network” we will provide an itemized bill to help your recover benefits on your own. Checking with your insurance carrier can help you make informed decisions in utilizing your insurance.  Our administrative staff can also assist you with other questions you may have.

Do to legal constraints, all minors must be accompanied to their appointment by a parent who can act as their legal guardian.


Dental Plans (PPO only):

Medical Plans (PPO only):

Discount Dental Plans: 


  • Ambetter/BCBS Premera or BCBS of NJ
  • Baylor Scott & White Medical
  • Champ VA/Tri-Care Prime
  • Cigna Access Plus DHMO
  • Delta Care/ Care N Care
  • Dentequest
  • GEHA Medical 
  • GPA
  • Medicare Wellcare /Medicaid
  • Multi Plan
  • Nippon
  • PHCS

If we are out of network, we will provide you with an itemized bill to help you collect rendered services. We do not accept Medicare or Medicare related products. Check with your insurance provider to see if we are in network with your insurance.

We are here to help! Please call for more information about  your oral health needs in our office!